Unless you're driving a $500 clunker, you're probably paying more for your car insurance than you would like. Many of the factors that affect your insurance rates — like age and gender — aren't under your control; however, there are plenty of things that are. Here are five ways to lower your car insurance rates, regardless of what car you drive.
1. Get some quotes
2. Bundle your policies
3. Increase your deductible
4. Drop the collision coverage
5. Reduce your risk
There are several ways you can reduce your risk in the short-term to reduce your premiums more quickly. Parking in a garage at night, or installing an anti-theft device could reduce your risk of theft. Using public transit during the week and reducing the number of miles you spend on the road, or taking a defensive driving course, could reduce your risk for getting into an accident. Ask your insurance agent if these changes would affect your premiums.
via Autoblog February 7, 2017 at 02:11AM